"While the first priority is the physical safety and well-being of you and your family, having your banking and financial papers in order can lighten your burden during a time of duress," said James P. Ghiglieri, Jr., ICBA chairman. "Experience tells us that families need to be ready with a financial preparedness plan, and pulling one together is something you can do now."

ICBA offers the following tips to help consumers prepare before an emergency occurs:

Keep marriage and family records, including adoption papers, property deeds, birth certificates, wills, insurance policies, passports, social security cards, immunization records, credit card account numbers, car titles or lease contracts, bank and investment account numbers, and three years of tax returns in a safe-deposit box. Place each document in a plastic bag that can be sealed to keep out moisture. Safeguard official copies of critical documents such as birth certificates, adoption papers, marriage certificates and the deed to your home with an attorney or in a safe deposit box. Inventory and keep a list and photographs of household valuables. Start and regularly contribute to an emergency fund that can cover at least three to four months of expenses. This fund should be separate from your savings or investment account. Stash extra cash with your emergency kit, which should include a three-day supply of water and food, first-aid kit, can opener, flashlights, radio and extra batteries, or a battery-free radio. Notify a trustee, close relative or attorney where important financial information is located. Identify the records that you keep only on your computer. They may not be available if electrical power fails, so make a printout and safeguard them. Keep names and contact numbers for executors, trustees and guardians in a safe place, possibly in your safe deposit box or with a close relative. The Internet can serve as a supplement to paper copies. Scanned or other electronic documents can be attached to e-mails and stored in your e-mail account, or with secure online backup services.

National Preparedness Month is a nationwide effort held each September to encourage Americans to take simple steps to prepare for emergencies in their homes, businesses and schools. National Preparedness Month 2007 is sponsored by the U.S. Department of Homeland Security. The goal of the month is to increase public awareness about the importance of preparing for emergencies and to encourage individuals to take action.

Throughout September, Homeland Security will work with a wide variety of organizations, including local, state and federal government agencies and the private sector, to highlight the importance of family emergency preparedness and promote individual involvement through events and activities across the nation.

You may visit this website for more information.