How would you feel if you lost nearly half of your retirement money? No, not to another bear market -- but to Uncle Sam! It's a horrifying possibility. But it could happen if you don't pay attention to the rules of your retirement accounts, fail to name the correct beneficiaries to your account, or if your heirs don't understand the proper way to roll over or withdraw your retirement funds after your death.

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If so, you might be entitled to a refund...

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Unnecessary risk-taking by consumers can contribute to fraud perpetration. Credit-checking firm Experian revealed that students were among the groups most at risk of ID theft because of their propensity to live in shared, frequently changing accommodations. Read more to find out how to protect yourself.

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As a homeowner, sometimes you need to make improvements to your home. Did you know that, effective for the 2006 tax year, the IRS will allow you to take a portion of eligible home improvement costs as a tax credit on your 2006 individual tax return?

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For the first time this year, you can direct part or all of your federal tax refund into an IRA. Plus, you may qualify to contribute to a tax-favored IRA this year even if you weren't eligible in the past. That is because the income limitations imposed on those who make contributions have been liberalized. Click "Full Article" for details of the new rules involving refunds and IRA contributions.
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Here's a staffing idea that can help your company get experienced people at a fraction of what you'd pay to hire them as employees.
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Instant brand recognition and the security of belonging to a group with a track record can be appealing. But there are also disadvantages to consider before buying a franchise. Here's a look at the pros and cons of taking this route to going into business for yourself.
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