Website Vistor, welcome to The Advisor for March 31, 2008.

  Great Advice from Bader Martin

Chris Strand, MST, CPA
Shareholder and Director, High Net Worth Services

They're not things we like to think about: burglary, accident, disability, sudden death, natural disaster, an extended hospital stay. But the unexpected happens, so it's always a good idea to be prepared.

If it happens to you, will your bills get paid? Will your loved ones and your advisors have the information they need to carry on? Are your plans and wishes known?

For most of us, the answer is no―or at least partially no. It's not that we don't want to be prepared. But preparing can be a complicated process and takes ongoing maintenance. A little advice, and maybe a system for organizing the information, can help.

Click Full Article to learn more about preparing yourself and your family for the unexpected.


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Ryan Bray, CPA
Senior Manager, Tax Services

Not if they don't file federal income tax returns for 2007!

Many senior citizens―literally millions of them according to the IRS―collect social security or other retirement benefits and are not typically required to file federal income tax returns. For them, this year will be different.

Seniors with at least $3,000 in qualifying income must file income tax returns to inform the IRS that they are eligible for a rebate.

Click Full Article to learn more about helping your parents, neighbors, or the other seniors in your life claim their tax rebates.

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Rodney Fujita, CPA
Shareholder and Director, Tax Services

Lauren and Jon have big plans. They're expecting an economic stimulus payment, or rebate, of $2,400. Their oldest child leaves for college in another year so, in addition to helping with tuition, the rebate will fund an unforgettable family vacation in Key West this summer.

Assuming, of course, that their rebate arrives in time to provide the funds.

After announcing the terms of the rebate program earlier this year, the IRS recently published its schedule for distributing rebate payments―and Lauren and Jon are in luck.

Click Full Article to learn about the IRS's plan for issuing rebates.

 

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  Timely Opportunities

A liquidity crunch can send your company into a downward spiral and make it ripe for a takeover, as Bear Stearns recently discovered. One of the most important aspects of running a successful business is to maintain a solid liquidity position. Here are 10 ways to improve your company's cash supply, as well as come up with contingency plans to help get through difficult times.
Copyright © 2008

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  Sales

It's dollars and sense: Your company spends money to attract customers who then spend. But what is the true worth of each new customer? Click "Full Article" to learn the formulas that let you know whether your ad money is going to good use.
Copyright © 2008

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  Marketing

Give every customer a special code and you can fine tune your service and highlight your best customers for perks that will keep them coming back. Click "Full Article" for tips on how to set up a simple system that will increase customer satisfaction.
Copyright © 2008

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  Latest Business Headlines

Britain-Iceland Talks On Frozen Funds Begin
javno.com - Sat, 11 Oct 2008 12:38:19 GMT

U.S. works on bank plan, IMF warns of further mkt fall
news.yahoo.com - Sat, 11 Oct 2008 12:26:45 GMT

Revenge of the Wii, Part 2
ecommercetimes.com - Sat, 11 Oct 2008 12:24:07 GMT

GM, Chrysler said to hold merger talks
cnn.com - Sat, 11 Oct 2008 11:29:24 GMT

Deposits in banks safe; no reason for anxiety: RBI Governor
rediff.com - Sat, 11 Oct 2008 11:22:56 GMT

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  Disclaimer of Liability

The subject matter contained in this newsletter is often complex, with nuances that cannot be fully described in a single article or announcement. It is therefore vital that you consult with us -- and your legal and investment advisors, as appropriate -- before implementing ideas contained in the newsletter. Bader Martin, PS is not responsible for misinterpretations, errors, or omissions related to the content of this newsletter. Nor are we responsible for its applicability to your personal, business, or tax situation.