Website Vistor, welcome to The Advisor for August 18, 2008.

  Great Advice from Bader Martin

Chris Strand, MST, CPA 
Principal, Tax Services
Director, High Net Worth Services

We're living longer than ever before. That's the good news. The average life expectancy in the U.S. is over 75 years for men and 80 for women.

On the other hand, health care costs are increasing―and research indicates that more than 70 percent of us will require long-term care at some point in our lives. More than 40 percent will need nursing home care. The costs can be considerable and traditional health care policies do not cover most long-term care services. Neither does Medicare, except in rare circumstances with demonstrated financial need.

That means that most Americans must pay privately for long-term care services, potentially threatening the assets in their retirement or estate plans. As a result, more and more people are purchasing, or considering purchasing, long-term care insurance as an important part of their financial, retirement and estate planning.

Click Full Article to learn more about long term care insurance, with an emphasis on the financial and tax planning implications.

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Rollie Garner, CPA
Manager, Tax Services

The Bader Martin practice continues to grow, and we continue to develop the capabilities of our professional staff to meet the increasing demand for our compliance and advisory services.

Among our newly hired professionals is Rollie Garner, a manager in the tax practice. Originally from Mississippi, Rollie joined us after working the last nine years in Altanta. He earned bachelor's and master's degrees in accountancy from the University of Mississippi, and has experience in both public accounting and private industry.

Click Full Article to see a complete list of all recent hirings and promotions at Bader Martin.

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  Timely Opportunities

The Justice Department recently announced it has charged 11 people so far in the largest hacking and identity theft case in history. The perpetrators broke into the computer networks of several retailers and stole credit card, password, and other customer information. The security of your company's computer network is critical to safeguarding confidential information. A secure system is also essential to keep your business running smoothly. To test your knowledge of IT protection, click "Full Article."
Copyright © 2008

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  Management

Stinkin' Thinkin' can plague a company and create unnecessary problems. It can surface during economic slumps or business transitions, when an employee becomes disgruntled, and at other times. Stay on the lookout and if you see it starting to emerge at your business take action immediately! Here's how.
Copyright © 2008

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  Operations

Streamline recruitment and avoid wasting hours sifting through resumes. You can use the Internet and your company's Web site to pre-screen job applicants and answer some of their frequently asked questions. Click "Full Article" to see how you can ease the process of finding the right employee.
Copyright © 2008

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  Latest Business Headlines

New York Times Oct. revenues down 9.4%; cuts quarterly dividend by 74% - update
rttnews.com - Fri, 21 Nov 2008 00:40:03 GMT

Top British Tour Operators Reduce Offerings In Anticipation Of Weak Sales
AllHeadlineNews.com - Fri, 21 Nov 2008 00:35:02 GMT

Magazine names Jetta TDI 'Green Car of the Year
mercurynews.com - Fri, 21 Nov 2008 00:33:58 GMT

Report card: Patients less satisfied with HMOs
sfgate.com - Fri, 21 Nov 2008 00:32:54 GMT

Democrats demand U.S. Big 3 offer survival plan
news.yahoo.com - Fri, 21 Nov 2008 00:27:40 GMT

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  Disclaimer of Liability

The subject matter contained in this newsletter is often complex, with nuances that cannot be fully described in a single article or announcement. It is therefore vital that you consult with us -- and your legal and investment advisors, as appropriate -- before implementing ideas contained in the newsletter. Bader Martin, PS is not responsible for misinterpretations, errors, or omissions related to the content of this newsletter. Nor are we responsible for its applicability to your personal, business, or tax situation.