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Bader Martin Web Guest, welcome to The Advisor for September 29, 2008.
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Rodney Fujita, CPA
Principal and Director, Tax Services
Fool me once, shame on you; fool me twice, shame on me. In other words, once warned, the prudent person takes action―even if it's only to seek more information.
Given the recent financial crisis and subsequent bailout at the nation's largest insurer, American International Group (AIG), it's natural to wonder about the safety and adequacy of your own insurance policies, whether or not you're insured by AIG. Are your policies really secure? And more broadly, are they really adequate and appropriate for your current needs?
Generally, the answer to the security question is yes, regardless of your insurer. The answer to the second question depends on just how long it's been since you evaluated your insurance as part of your overall financial and estate planning process.
Regardless, there are things you should know about ensuring the safety and adequacy of your policies―especially during these troubling times for the U.S. economy.
Click Full Article to learn more about managing your insurance policies.
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The subject matter contained in this newsletter is often complex, with nuances that cannot be fully described in a single article or announcement. It is therefore vital that you consult with us -- and your legal and investment advisors, as appropriate -- before implementing ideas contained in the newsletter. Bader Martin, PS is not responsible for misinterpretations, errors, or omissions related to the content of this newsletter. Nor are we responsible for its applicability to your personal, business, or tax situation.
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The economy is in the doldrums. At many companies, sales and profits are shrinking. Yet the cost of employee benefits keeps on rising. In tough economic times, businesses and individuals look for ways to reduce expenses. For employers, that may mean cutting benefits, especially health care. But there may be affordable ways to provide a nice benefit package. Here are cost-saving ideas, the average benefit costs paid by employers, and some perks offered by other organizations.
