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Hi, Friend. Here are your Articles for October 1, 2008.
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Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation.
The drafter of the tax articles in this e-newsletter did not intend nor write the advice to be used to avoid any penalty imposed by a taxing authority, nor may any user/recipient of this document use this document's written tax advice for that purpose. This document's tax advice was written specifically to support the promotion or marketing of the transaction/matter addressed by the written tax advice. Therefore, any user/recipient of this document should seek an independent tax professional's advice regarding the user/recipient's particular circumstances.
The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
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415 Fallowfield Road Camp Hill, PA 17011
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Full Newsletter 
McKonly & Asbury has built a unique reputation serving the Real Estate and Affordable Housing Industry. It's a specialty few firms can boast. If you are a client or friend of the firm who works in the Affordable Housing Industry, mark your calendar for a special seminar on Thursday, November 13th from 10am to 3pm.
If you are a nonprofit administrator or board member currently involved in fundraising or intending to implement some fundraising efforts, then mark your calendar for a fundraising practices seminar on October 30th. This seminar will be presented by PANO and McKonly & Asbury. Read on for more information and to find out how to register for this seminar! 
In our monthly profile of partner, Scott Heintzelman's blog – "The Exuberant Accountant", we spotlight several of Scott's recent posts. Check out new posts in continuing series like profiles of Companies that "Get It", business book reviews, and more. This week's posts include a profile of Four Seasons Produce in Ephrata and a review of "Five Dysfunctions of a Team". Read on for more details.
The economy is in the doldrums. At many companies, sales and profits are shrinking. Yet the cost of employee benefits keeps on rising. In tough economic times, businesses and individuals look for ways to reduce expenses. For employers, that may mean cutting benefits, especially health care. But there may be affordable ways to provide a nice benefit package. Here are cost-saving ideas, the average benefit costs paid by employers, and some perks offered by other organizations.
Sometimes, commonly dispensed financial advice may involve some traps. Here are four examples of seemingly good ideas that could have unforeseen results if not executed properly.
When are investors not disappointed after the value of their portfolios goes down? When they're thinking about converting their regular IRAs to Roth IRAs. When stocks are down, along with the value of your IRA, it's a good time to think about future tax savings. Here are the guidelines.
How can you prevent accounts from becoming delinquent? Of course, you can't guarantee that your customers will pay up, but this strategy should dramatically help your collection rate.
