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Welcome to the Salmon Sims Thomas Focus for October 2, 2008.
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Timely Opportunities
Help for Businesses Struggling With Employee Benefit Costs
The economy is in the doldrums.
At many companies, sales and profits are shrinking. Yet the cost of employee benefits keeps on rising. In tough economic times, businesses and individuals look for ways to reduce expenses. For employers, that may mean cutting benefits, especially health care. But there may be affordable ways to provide a nice benefit package. Here are cost-saving ideas, the average benefit costs paid by employers, and some perks offered by other organizations.
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401 (k) Plans & IRAs
The Estate Planning Advantages of a Roth IRA
Roth IRAs are typically thought of as retirement planning tools.
However, if you don't need the entire balance during your lifetime, they offer estate planning advantages not available with a traditional IRA. Click "Full Article" for the two major ways Roth IRAs can be used when you plan your estate.
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Human Resources
Save Time and Money: Pre-Screen Recruits With 5 Questions
When you telephone
someone to set up a job interview, ask a few preliminary questions. Try this approach to narrow down your list of applicants. And once you interview someone face-to-face, here's one of the best questions you can ask prospective employees.
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Business Finance
Travel and Entertainment: Keep the Bottom Line in Mind
Review your travel and entertainment policy
for a boost to your bottom line. Here are some quick money-saving ideas to keep in mind, including the related tax rules on meals and entertainment.
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Latest Business Headlines
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