The decreased value of many investors' portfolios, combined with recent tax changes, may provide some opportunities:
1. If you are giving away investment assets this holiday season, you may be able to give more shares since prices are down.
2. If you give assets to certain family members, they may be able to avoid capital gains tax when selling.
3. The amount you can give each person without tax consequences is going up in 2009.
4. Depressed stock values make this a good time for a Roth IRA conversion, if you meet the income requirements.
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News reporters and TV shows are talking to us as if we are in a recession or that we will soon be in a recession. For everyone's benefit, a recession is generally defined as two successive quarters of shrinking economic activity. What does this mean to you and what will you need to do to survive? Or, do you just ignore everything and continue as you always have? 
The key to maintaining a healthy balance of money flowing in and out of your business is to understand the cash cycle and take steps to improve it. Click "Full Article" for a dozen ways to help increase your company's cash flow.
SantosPostal would like you to meet our innovative employee...Bethany Zheng! She loves to dance almost as much as she loves doing tax returns.
How will the upcoming Barack Obama presidency affect your tax bill? Most tax professionals believe there will be major changes over the span of the next president's term but they may not be implemented in 2009 due to the weakened economy. While we wait to see how things will unfold, tax planning can be challenging. Here is an analysis of what could happen, based on various campaign promises and post-election statements, along with a few year-end tax planning steps to consider.
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Good fences might make for good neighbors, but when buying stocks, it can pay to take down the fences and blend a variety of investment landscapes. Here's how to prepare for various types of economic terrain so you can weather financial storms and dry spells, while basking in the sunny good times.
Help your sales personnel become more efficient and add to your bottom line. You'll find that it's not that complicated. Click "Full Article for five essential steps that can increase customer purchases and give you more control over payroll expenses.
To sustain your bottom line, periodically review the costs involved in selling to, or servicing, each customer. Here are four steps to get started.
