...from our family to yours...

As we pause for a moment and reflect on the past year,
we want you to know that you are in our thoughts.

You are much more to us than credit union members;
you are friends and family.

We appreciate your business throughout the year and
enjoy learning about your personal successes and joys.

We wish each and every one of you a joyous and festive holiday season,
and peace, prosperity and goodwill in the coming year.

Best wishes from our family to yours,

Larry Coverstone
Chief Executive Officer
RIA Federal Credit Union