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Most of the time, being a long-term investor is not such a difficult task. The stock market bumps along day-to-day, sometimes higher and sometimes lower, but the overall trend is decidedly upward. Investors who are patient and don't move their money in and out of the market are rewarded with steady gains in their portfolios. It is easy to think this is what "discipline" is all about when it comes to investing.      It's not.

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