Medical Emergency at the Worksite? Take Steps to Prepare

When you hear the phrase, "accidents happen," it usually means there's been a mishap of some sort. But what about an accident involving physical injury, or other kind of medical emergency? Taking some basic steps to be ready to deal with these types of issues can help prevent the severity of the problems from escalating to catastrophic levels.

Meet Gen Z: The Future of Your Business

Think your managers are juggling multiple generational needs now? Wait a second. In two to five years, another generation with yet more different characteristics, needs and demands will be flooding the job market. A recent study outlines what to expect from "Generation Z" and how it differs from, and is similar to, the Gen Y currently staffing your business.

Maximizing the Return on Health Improvement Programs

Asking employees to shoulder more of the health benefits burden can provide a temporary financial respite for employers, but does little to get to the roots of rising costs. Having healthier employees can do more. Yet causing employees to improve their health through wellness programs has been an elusive goal for many employers. Don't give up. Keep reading for the principles of an effective health promotion.

Court: Missing COBRA Notice Led to Hefty Legal Penalties

It's no small matter when an employer fails to provide a terminated employee with a timely COBRA notice. But if the lapse is determined to be intentional, the employer may be hit with penalties and other costs that mount quickly. One company found out the hard way just how serious this offense is, when a former employee took them to court. This article explains the recent case.

Is Your Retirement Savings Potential Limited by a Poor Plan Design?

Taxes can put a huge dent in your ability to set aside enough money for your own retirement. The same may be true for other highly compensated and key employees on your company's plan. That's why the last thing you need is for your plan to fail the IRS anti-discrimination tests. If that happens, your ability to contribute to your company's 401(k) will be further limited. Here's a closer look at the problem.

Employer Considerations When Domestic Violence Affects a Staff Member

One in four women will experience some form of domestic violence during her lifetime, according to the U.S. Centers for Disease Control and Prevention. Chances are, at least one of your organization's employees is included in that statistic. Of course, men can also be victims, though the rate of incidents is much lower. While you might have plans in place to help victims in your workplace, developments in employment law are already addressing the subject.

Self-Insuring Health Benefits: ACA Changes the Equation

With the delayed mandate of the Affordable Care Act kicking in for many employers next year, interest in self-insurance is heating up. This is true not only for companies that are subject to the mandate in 2015, but also for some smaller employers that have until 2016, and some very small employers that escaped the "shared responsibility" provisions. It might be time to take another look at what's involved.

Longevity Annuity Now an Option for Your 401(k)

An annuity can be a great investment in the future for individuals who have money they won't need to tap into for a while, such as from the sale of a home or an inheritance. Now, the IRS has finalized rules that might encourage 401(k) plan sponsors to allow employees to buy a "qualified longevity annuity contract" as part of their plans. Should you consider amending your 401(k) plan to make that possible?


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